Faculty Members

49 49
Prof. Xin ZOU, Shirley 

Associate Professor
Finance Discipline
Department of Accountancy, Economics and Finance

zouxin@hkbu.edu.hk
3411 5299
WLB 811
https://orcid.org/0000-0001-5031-5076
Xin ZOU public CV
View Scopus Profile

Xin is an Associate Professor of Finance in Department of Accountancy, Economics and Finance at School of Business, Hong Kong Baptist University.

Xin's main research interests are Household Finance, Household Sustainability, Digitization, E-commerce, and FinTech, Financial Intermediaries, and Behavioral Finance. She is the recipient of external General Research Funds from the University Grants Committee of Hong Kong. Her research is accepted for publication at top academic journals such as Journal of Financial Economics, American Economic Journal: Economic Policy, Management Science, Journal of Banking and Finance, and AEA Papers and Proceedings.

Xin ZOU holds a PhD in Finance from NUS Business School, National University of Singapore.

  • Household Finance
  • Household Sustainability
  • Digitization, E-Commerce, and FinTech
  • Financial Intermediaries
  • Behavioral Finance

2017-present

FIN7250 Corporate Financial Management (MSocSc), HKBU

2020-2021

FINE2005 Financial Management (BBA), HKBU

2022-2023

FINE3015 Corporate Finance (BBA), HKBU

NUS Business School, National University of Singapore, Singapore

 

2012-2017

Ph.D., Finance

 

 

School of Economics, School of Psychology, Peking University, China

 

2008-2012

B.A., Economics; B.Sc., Psychology (Double Degree)

 

Household Sustainability: Nurturing a Greener, Fairer, and More Prosperous Future

Agarwal, S., Zhang, J. &Zou, X.,forthcoming,World Scientific Publishing.300 p.
Research output : Book/Report › Book or report › peer-review

Liquidity Constraint Threat and Household Indebtedness

Zou, X., Agarwal, S. & Qian, W.,26 Jun 2023.
Research output : Contribution to conference › Conference paper › peer-review

Employee Output Response to Stock Market Wealth Shocks

Li, T., Qian, W., Xiong, W. A. &Zou, X.,Nov 2022,In:Journal of Financial Economics.146,2,p. 779-79618 p.
Research output : Contribution to journal › Journal article › peer-review

Terrorist Attacks and Household Consumption Smoothing through Credit Cards

Agarwal, S., Ghosh, P., Tan, W. &Zou, X.,29 Oct 2022.
Research output : Contribution to conference › Conference paper › peer-review

Household Finance

Agarwal, S., Zhang, J. &Zou, X.,18 May 2022,Oxford Research Encyclopedia of Economics and Finance.Oxford:Oxford University Press
Research output : Chapter in book/report/conference proceeding › Entry for encyclopedia/dictionary › peer-review

Disaggregated Sales and Stock Returns

Agarwal, S., Qian, W. &Zou, X.,Nov 2021,In:Management Science.67,11,p. 7167-718317 p.
Research output : Contribution to journal › Journal article › peer-review

Terrorist Attacks and Strategic Consumption

Agarwal, S., Ghosh, P., Tan, W. &Zou, X.,Jul 2021.
Research output : Contribution to conference › Conference paper › peer-review

Employee Output Response to Stock Market Wealth Shocks

Li, B. T., Qian, W., Xiong, W. A. &Zou, X.,Jul 2021.57 p.
Research output : Contribution to conference › Conference paper › peer-review

Thy Neighbor’s Misfortune: Peer Effect on Consumption

Agarwal, S., Qian, W. &Zou, X.,May 2021,In:American Economic Journal: Economic Policy.13,2,p. 1-2525 p.
Research output : Contribution to journal › Journal article › peer-review

In the mood to consume: Effect of sunshine on credit card spending

Agarwal, S., Chomsisengphet, S., Meier, S. &Zou, X.,Dec 2020,In:Journal of Banking and Finance.121,17 p., 105960.
Research output : Contribution to journal › Journal article › peer-review

The Impact of Global Economy: Mobile Wallet and Entrepreneurial Growth

Agarwal, S., Qian, W., Yeung, B. Y. &Zou, X.,May 2019,In:AEA Papers and Proceedings.109,p. 48-536 p.
Research output : Contribution to journal › Journal article

Thy Neighbor's Misfortune: Peer Effect on Consumption

Agarwal, S., Qian, W. &Zou, X.,5 Jan 2019.
Research output : Contribution to conference › Conference paper › peer-review

Disaggregated Sales and Stock Returns

Agarwal, S. &ZOU, X.,12 Jul 2018.
Research output : Contribution to conference › Conference paper › peer-review

Human Performance at Solving 0-1 Knapsack Problems: Results from a Large-scale Field Experiment. (with Sumit Agarwal, Joel Goh, and Wenlan Qian), 2026, Management Science, forthcoming

Externally Reviewed

2023-2025

General Research Fund (GRF), HK University Grants Committee, “Consumption Response to Frequent Stock Market Wealth Shocks”, PI, HK$466,408

2020-2023

Early Career Scheme (ECS), HK University Grants Committee, “Liquidity Constraint Threat and Household Indebtedness”, PI, HK$453,723

 

 

Internal

 

2025-2028

Rising Star Grant, HKBU, PI, HK$924,412

2023-present

Department Research and Teaching Funding, HKBU AEF Department

2017-present

Individual Research Budget, HKBU Business School

2020, 2023

Incentive Grant for GRF/ECS, HKBU, HK$40,000

2017-2023

Start-up Grant, HKBU Graduate School, PI, HK$100,000

 

Short-Term Staff Development Grant, HKBU Business School

2023

CFRI&CIRF-Global Association of Risk Professionals Research Excellence Award (Financial Risk Management), USD$1,000

Credit Suspension Policy and Household Debt Reduction. (with Sumit Agarwal and Wenlan Qian) 

Consumer Responses to Environmental Regulation: Evidence from China's Plastic Bag Restriction (with Wenlan Qian, Ke Song, and Yaxin Yang)